Trek Card Financing
Ride Now. Pay Later. Trek Card Financing
Thanks to our special financing offers, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike as well as cycling apparel and equipment today! We offer 6 and 12 month deferred interest special financing plans, allowing you to ride now and pay later.
Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of special financing.

Your Financing Options
- 9.99% APR for 24,36,48 or 60 months. After that, variable purchase APR of 26.99% On purchases of $1,999 made with your Trek Credit Card.2
- 6 and 12 month Special Financing on purchases of $210 for 6 months and $420 for 12 months with your Trek Credit Card at Trek Bikes.1
- No annual fee3
- Convenient payment options
To qualify, purchase must include a bicycle.

Your Financing Benefits
- Low minimum monthly payments
- No annual cardholder fee
- 24 hour online account access
- Paperless billing available
Find Your Dream Bike
Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.